- ago
If you day trade Etfs on Fidelity, you might not be able to do it anymore. I Trade VXX/SVIX several times a day on margin. It looks like I have to switch to another brokerage.
see
https://www.reddit.com/r/fidelityinvestments/comments/1nhtgto/warning_fidelity_will_be_making_all_etfs_not/
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Glitch8
 ( 8.86% )
- ago
#1
OK that plus the surprise 1% commission on crypto trades has me calling TradeStation today.
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Cone8
 ( 22.26% )
- ago
#2
fwiw, all aforementioned brokers pay 0.05% interest or less on uninvested cash. While you get free stock trades (which may make it worth it), this seems to be where they're making a good deal of money.

On the other hand, IB pays over 3.1% on cash if your account NAV is over $90K.
https://www.interactivebrokers.com/en/accounts/fees/pricing-interest-rates.php

.. the trick is that, IB still charges commissions for most stock trades. (There's a small group of ETFs you can trade for free though.)

But assuming an account trading only a One Percent system, with an exposure of around 30%, you're sitting in cash 70% of the time. A One Percent system backtest targeting TQQQ with 3.1% cash interest on a $100K account for past 1 year paid $2,550 in cash interest. At the IB commission rate ($0.005/share) you would have paid about $640. The result: $1,910 more in your pocket than with another broker.

Do your own diligence with a WealthLab backtest with the strategies you trade. Set up the cash interest and commission in Preferences (F12) > Backtest.
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- ago
#3
I called Fidelity and confirmed the change above. They told me other brokers might adapt the same rule as well.

What do you think better: IB or TradeStation to connect to their system and auto trade live? I trade a total of more than 150,000 shares a day.
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- ago
#4
@glitch

Reach out to Peter @ Tradestation

(312) 803-3860
PAlbino@tradestation.com

Use me as a reference and he will get you setup.

@cone
Tradestation pays 3.3% but you have to ask for it on unused capital in the account.
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- ago
#5
I am evaluating which platform to move to: IB or tradestation

When IBKR Is “Better”

If your goal is predictability and minimizing hidden costs on large volumes, IBKR has advantages:

Smart routing → better execution

Rebates → reduce effective cost of passive limit orders

Interest on cash → offsets some trading costs

Global market access / algos → more flexibility

TradeStation is cheaper in headline commissions, but:

You lose rebates

Marketable orders may slip more than on IBKR

Less flexibility and fewer advanced execution options
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- ago
#6
My fidelity account has uninvested cash sitting in SPAXX which is currently yielding ~4%. I also primarily trade individual stocks with only ~10% allocated to ETF style strategies. As weird as this is, it doesn't seem like it will be an issue for me on Fidelity.
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Cone8
 ( 22.26% )
- ago
#7
@emartin197
QUOTE:
Tradestation pays 3.3% but you have to ask for it on unused capital in the account.
Please elaborate. Ask for it, how?

@eralbanese
Thanks for that. Now I vaguely recall uninveseted cash swept daily into SPAXX (the Fidelity Government Money Market Fund) when I was at Fidelity years ago.
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- ago
#8
You specifically have to ask your account rep in Post #4 for the improved rate on cash and for a reduction in margin cost.

In my case, I asked mine, it took a week to be reviewed by the committee (reviews happen in a Tuesday meeting if I recall correctly), then it started that next day once approved.
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