- ago
https://www.finra.org/investors/insights/understanding-settlement-cycles

Beginning on May 28, 2024 (day after Memorial Day), the new standard for settlement will become the next business day after a trade, or T+1.
Options already have T+1 settlement.

Not sure if it impacts WLab, just thought I'd pass the info along.
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Cone8
 ( 5.88% )
- ago
#1
Related:
https://wealth-lab.com/Discussion/Is-there-a-way-to-factor-in-timing-for-trades-to-settle-10633
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- ago
#2
Thinking on this further, I can think of atleast 2 situations which may be impacted:
- Position Size: Percent of Equity
- Select Pos Sizers such as Re-invest Symbol Profit (I didn't check others).
In both these cases the Profit(Loss) would be added to (subtracted from) A/C equity 1 bar sooner (on Daily Scale) and thus impact all future position sizes. Likewise, any Pos Sizer that uses an option to use % of Equity or T+n would likely be affected. [Edited] These issues will likely impact non-marginable accounts, such as Retirement A/Cs, as most brokers won't accept any orders if their $ value is > Settled Cash.

Of course, as always, the larger context would also need to be considered - greater the % of equity invested greater the T+1's impact, and vice versa. But large or small, the impact will be there in real life so WLab may want to duplicate it in backtesting also.
An option in backtesting to apply T+n (for Daily Scale) for availability of funds should do the job acceptably (keeping in mind in the past there have been T+3 and T+2 periods).
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- ago
#3
Another situation that benefits:
T+n comes into play for correctly calculating interest on Cash as that's usually paid on settled cash.
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